Maximizing Your Daily Spending- A Guide on How to Use Your Apple Card for Everyday Transactions

How to Use Daily Cash on Apple Card

Apple Card, the innovative credit card from Apple, offers a unique feature called Daily Cash. This feature allows cardholders to earn cashback on everyday purchases, making it an excellent tool for managing personal finances. In this article, we will guide you on how to use Daily Cash on Apple Card effectively.

Understanding Daily Cash

Daily Cash is a cashback program that rewards Apple Card users with cashback on purchases made with their card. The cashback rate varies depending on the type of purchase. Here’s a breakdown of the cashback rates:

– 3% cashback on purchases made at Apple Stores or through the Apple Online Store.
– 2% cashback on purchases made at gas stations and restaurants.
– 1% cashback on all other purchases.

It’s important to note that the cashback is not automatically applied to your account. You need to activate it for each purchase category you want to earn cashback on.

Activating Daily Cash

To activate Daily Cash, follow these simple steps:

1. Open the Wallet app on your iPhone.
2. Tap on the Apple Card card.
3. Scroll down and tap on “Daily Cash.”
4. Select the purchase categories you want to earn cashback on, such as “Apple Store,” “Gas,” “Restaurants,” or “All Other Purchases.”
5. Tap “Done” to activate the cashback for the selected categories.

Once you’ve activated Daily Cash, the cashback will be automatically applied to your Apple Card account. You can view your available cashback balance in the Wallet app.

Using Daily Cash

To use your Daily Cash, follow these steps:

1. Make a purchase with your Apple Card using the Wallet app or Apple Pay.
2. Once the transaction is processed, the cashback will be automatically added to your Apple Card account.
3. To redeem your cashback, simply pay your Apple Card balance with the cashback available in your account. You can do this by selecting “Pay with Daily Cash” when making a payment in the Wallet app or when checking out with Apple Pay.

Monitoring and Managing Your Daily Cash

It’s essential to keep track of your Daily Cash to make the most of this feature. Here are some tips for monitoring and managing your cashback:

1. Regularly check your Wallet app to see how much cashback you’ve earned.
2. Set up Apple Cash alerts to receive notifications when you earn cashback.
3. Plan your purchases to maximize your cashback earnings. For example, buy groceries at a supermarket that offers 2% cashback on groceries instead of a grocery store that offers 1% cashback.
4. Use your Apple Card for all your purchases to ensure you’re earning cashback on as many transactions as possible.

In conclusion, using Daily Cash on Apple Card is a straightforward process that can help you save money on everyday purchases. By understanding how to activate and use Daily Cash, you can effectively manage your finances and enjoy the benefits of this innovative cashback program.